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11 Best Cooling Mattress Topper Picks That Are Legit Cold

Is it even summer?

Headshot of Jessica ChernerBy Jessica Cherner
scandinavian bedroom interior stock photo
CreativaStudio//Getty Images

With summer in full swing, you may notice that you feel the hottest at night. Instead of raising your electric bill by lowering your thermostat, opt for the best cooling mattress topper on the market. Now, before you go on and add one to your cart, know that what's best for us, your friends, or even reviewers may not be best for you. For instance, you may prioritize a topper made with sustainable materials, while we could be more focused on the science behind the cooling factor. No matter what you're looking for, though, you'll definitely find a great option here.

We've included everything from pillow top mattress pads to memory foam alternatives (and everything in between), and though they're all pretty different, the one thing they have in common is their ability to cool you down—no matter how high the outside temperatures rise. We do just want to preface our picks by saying that only a few of them cost under $100 because a great cooling mattress topper is a niche product that often doesn't come cheap. That said, there is one promising pick that's only $70. Otherwise, go all out and snag what we'd consider to be the best version of a bedding essential—especially if you live in a city in the middle of a history-making heatwave.

  • Graphite Memory Foam Mattress Topper

    Best Overall

    Saatva Graphite Memory Foam Mattress Topper

    $356 at Saatva
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  • TEMPUR-Adapt® + Cooling Topper

    Most Old School

    Tempur-Pedic TEMPUR-Adapt® + Cooling Topper

    Read more
  • Core Mattress Pad

    Most Advanced

    SlumberCloud Core Mattress Pad

    Read more
  • 3-Inch Gel Memory Foam Mattress Topper

    Fastest Shipping

    bedluxury 3-Inch Gel Memory Foam Mattress Topper

    Read more
  • Memory Foam Mattress Topper

    Easiest to Use

    Allswell Memory Foam Mattress Topper

    Read more

The great thing about cooling mattress toppers is that you don’t need to replace them when the temperatures finally start to drop because the technology that makes them feel chilled in the summer will also bring the heat in the winter. It's called temperature-regulating technology, and we're all for it. Intrigued? Keep scrolling.

Best Overall

Saatva Graphite Memory Foam Mattress Topper

On Sale
Graphite Memory Foam Mattress Topper
Best Overall

Saatva Graphite Memory Foam Mattress Topper

Now 20% Off
$356 at Saatva
Credit: Saatva
Pros
  • Organic cotton cover is breathable and moisture wicking
  • Antimicrobial treatment prevents mildew, bacteria, and mold
  • Reduces motion transfer
Cons
  • Expensive

The first thing you'll notice about this cooling mattress topper is how comfortable it is thanks to the three-inch-thick layer of memory foam. After spending some time in bed, you'll quickly realize that it also feels cool to the touch. How, you might ask? It's infused with cooling graphite. Because it's made of thick memory foam, it reduces motion transfer, so if you toss and turn, your partner will be able to sleep through it. The topper is also covered in naturally breathable and moisture-wicking organic cotton that's finished with an antimicrobial treatment.

Cooling Materials: Graphite

Sizes: Twin, twin XL, full, queen, king, California king, split king

Sleep Trial: 180 days

Most Old School

Tempur-Pedic TEMPUR-Adapt® + Cooling Topper

TEMPUR-Adapt® + Cooling Topper
Most Old School

Tempur-Pedic TEMPUR-Adapt® + Cooling Topper

Credit: PBTeen
Pros
  • Reduces motion transfer and relieves pressure points
  • Cover is dust mite and allergen resistant
  • Machine washable
Cons
  • Tends to slide with movement

We're not entirely sure why this best-selling Tempur-Pedic find is on a retailer marketed to teens (as opposed to everyone) because it's so good. The brand didn't exactly spill the beans about what's making the topper feel cool, but one thing we do know is that it's in the fabric cover, not the filling. It's also dust mite and allergen resistant and machine washable. Plus, because Tempur-Pedic was one of the first brands to jump on the memory foam bandwagon, this topper features the brand's unique technology that reduces motion transfer and relieves sometimes painful pressure points.

Cooling Materials: Fabric cover

Sizes: Twin, twin XL, full, queen, king

Sleep Trial: 0 days

Most Advanced

SlumberCloud Core Mattress Pad

Core Mattress Pad
Most Advanced

SlumberCloud Core Mattress Pad

Credit: Slumber Cloud
Pros
  • Absorbs heat when you're hot and releases heat when you're cold
  • More than 2,000 five-star reviews
Cons
  • A bit firm

Here's the thing: There's an implication of basic when we're talking about a "core" product, but SlumberCloud's mattress pad is next level. It utilizes not one but two layers of NASA-approved temperature-regulating technology (it's called Outlast) that regulates body temperature by absorbing heat when you're hot and releasing it back into the fabric when you're cold. Spacesuits do the same thing! There are also more than 2,000 five-star reviews praising this thing.

Cooling Materials: NASA-approved temperature regulating technology

Sizes: Twin, twin XL, full, queen, king, California king, split king

Sleep Trial: 60 days

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Fastest Shipping

bedluxury 3-Inch Gel Memory Foam Mattress Topper

On Sale
3-Inch Gel Memory Foam Mattress Topper
Fastest Shipping

bedluxury 3-Inch Gel Memory Foam Mattress Topper

Credit: Amazon
Pros
  • Temperature regulating
  • Foam relieves pressures points and prevents sinking
  • Machine-washable cover
Cons
  • Chemical scent for first few days

This is a memory foam mattress topper that's almost hard to compete with because it's as good as advertised. It features three inches of plush foam infused with cooling gel that captures and distributes heat. So if you've ever rolled away from the spot you've fallen asleep on to notice your new area is much colder (and much nicer feeling), this topper will be a game-changer. Extra support to relieve pressure points and prevent sinking makes it even cozier.

Cooling Materials: Cooling gel

Sizes: Twin, twin XL, full, queen, king, California king

Sleep Trial: 0 days

Easiest to Use

Allswell Memory Foam Mattress Topper

Memory Foam Mattress Topper
Easiest to Use

Allswell Memory Foam Mattress Topper

Credit: Walmart
Pros
  • Features two cooling technologies
  • Available in multiple thicknesses
  • Foam conforms to body for optimal pressure relief
Cons
  • Difficult to clean

Available in two- or three-inch thicknesses, the Allswell cooling memory foam mattress topper is worth the investment. This cushy topper is infused with gel that utilizes cooling technology (dubbed Coolflow) that promotes airflow and transfers heat away from your body. It also contains naturally cooling graphite that makes it feel cold even when you're not in bed.

Cooling Materials: Coolflow gel, graphite

Sizes: Twin, twin XL, full, queen, king

Sleep Trial: 0 days

Best Waterproof

West Elm Cooling Waterproof Mattress Pad

Cooling Waterproof Mattress Pad
Best Waterproof

West Elm Cooling Waterproof Mattress Pad

Credit: West Elm
Pros
  • Made with natural materials
  • Produced with environmentally-friendly methods
  • Hypoallergenic
  • Machine washable
Cons
  • Expensive

This West Elm waterproof mattress pad is filled with moisture-wicking Tencel, a textile made from cellulose aka plant fiber. So if you're a sleep sweater, this is a good find. Did we mention that it's hypoallergenic? As for the cooling aspects, the brand is keeping that under wraps, but it is cold to the touch.

Cooling Materials: Tencel lyocell fibers

Sizes: Twin, full, queen, king, California king

Sleep Trial: 0 days

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Most Sustainable

Buffy Plushy Mattress Protector

On Sale
Plushy Mattress Protector
Most Sustainable

Buffy Plushy Mattress Protector

Now 20% Off
Credit: Buffy
Pros
  • Made of recycled materials
  • Works for all seasons
  • Quilted stitching pattern keeps fill in place
Cons
  • Tends to move around a bit

If you're looking to save, this Buffy pick is a good option because the brand is currently having a 20 percent off sale. Hurry, though, because it's starting to sell out! The twin size is already gone. It's covered in the super-soft signature fabric and filled with layers of recycled fibers that will give your mattress a more snuggly feel. The cover also absorbs moisture more efficiently than cotton does, which keeps you feeling cool and dry throughout the night.

Cooling Materials: Tencel lyocell fibers

Sizes: Twin XL, full, queen, king, California king

Sleep Trial: 7 days

Most Plush

Pottery Barn Hydrocool Mattress Pad

Best Seller
Hydrocool Mattress Pad
Most Plush

Pottery Barn Hydrocool Mattress Pad

Credit: Pottery Barn
Pros
  • Finished in hypoallergenic cotton
  • Wicks away moisture for cool, dry sleep
  • Stretches to fit depth up to 18-inch mattress
  • Machine washable
Cons
  • Expensive

This isn't the thickest mattress pad on our list, but it's definitely one of the most comfortable because it's filled with down-alternative Hydrocool, which is patented by Pottery Barn. The shell wicks away moisture while you sleep, which will make you feel cool and dry. To finish it off, the pad is wrapped in smooth hypoallergenic cotton.

Cooling Materials: Hydrocool

Sizes: Twin XL, full, queen, king

Sleep Trial: 0 days

Most Advanced

Sleep Innovations Dual Layer Mattress Topper

Dual Layer Mattress Topper
Most Advanced

Sleep Innovations Dual Layer Mattress Topper

Credit: Wayfair
Pros
  • Foam offers pressure-relieving support
  • Cover is machine washable and antimicrobial
  • Stays put all night
Cons
  • Foam takes a few days to even out

This mattress topper is as comfortable as it is cooling, courtesy of the dual-layer design. The bottom layer comprises a gel memory foam that offers pressure-relieving body support, and the top layer is a cool-touch fiberfill cover. It's also machine washable and antimicrobial, so you should never see mold or mildew.

Cooling Materials: Fiberfill cover

Sizes: Twin, twin XL, full, queen, king, California king

Sleep Trial: 0 days

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Most Luxurious

SIJO TempTune Mattress Pad

On Sale
TempTune Mattress Pad
Most Luxurious

SIJO TempTune Mattress Pad

Now 10% Off
Credit: Sijo
Pros
  • Patented cooling technology that distributes excess heat
  • Moisture wicking
Cons
  • Not available in twin or twin XL sizes

Sijo developed its own patented blend of fibers with the specific intention of absorbing and distributing excess body heat however's necessary: cooling you when you're hot and warming you when you're cold. The material is also hypoallergenic and environmentally sustainable.

Cooling Materials: Cell Solution CLIMA cooling technology

Sizes: Full, queen, king, California king

Sleep Trial: 30 days

Most Affordable

Allied Home CoolMax® Cooling Mattress Pad

CoolMax® Cooling Mattress Pad
Most Affordable

Allied Home CoolMax® Cooling Mattress Pad

Credit: Nordstrom
Pros
  • Less than $100
  • Stays in place
Cons
  • Thin

Remember the $70 find we mentioned earlier? We saved it for last. It wicks away moisture and stays in place—no matter how much you move around—with a tight, slip-free fit. It's also hypoallergenic, breathable, and machine washable.

Cooling Materials: Moisture-wicking fabric

Sizes: Twin, full, queen, king

Sleep Trial: 0 days

How Do I Choose a Cooling Mattress Topper?

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The thing about all things mattresses is you won't really know how much you like it (or don't like it) until you try it, so our advice is to do some research, read some reviews, and make a purchase that feels best for you. If you aren't entirely sure, be sure to snag one with a free sleep trial so that you can experience them first-hand before committing. The longer the trial period, the better. Be sure to check whether there are any fees (such as shipping or restocking) associated with a return during or at the end of the trial period too.

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How Can I Keep My Bed Cool While Sleeping?

house beautiful line break

If you want to keep your bed cool while you sleep, don't stop at a cooling mattress topper! Go with cooling sheets, temperature-regulating pillows, and even a cooling mattress. There's really no limit to how far you can go when it comes to making your sleep sanctuary a chilled oasis.

Why Trust Us?

house beautiful line break

When it comes to singling out the best cooling mattress topper, we've done our due diligence. All of our picks are relatively affordable (for what you're getting) and actually work, so whether you're on the hunt for something that's sustainably made or features top-of-the-line technology, you'll find it here.

Headshot of Jessica Cherner
Jessica Cherner

Jessica Cherner is House Beautiful’s associate shopping editor and knows where to find the best high-low pieces for any room.

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